Key Inclusions and Exclusions of the Plan

What’s Included

    • In-patient hospitalisation expenses
    • 30 days pre-hospitalisation and 60 days post-hospitalisation expenses
    • Daycare procedures are covered under this plan
    • Treatments taken under AYUSH systems of medicines
    • Road ambulance expenses for up to 1% of the sum insured, for a maximum of Rs. 2,000 per hospitalisation

What’s Not Included

    • Any claim arising due to war or act or war, invasion, act of foreign enemies, etc.
    • Any treatment required due to self harm or suicide or attempt of suicide
    • Vaccination or inoculation unless forming a part of post-animal bite treatment
    • Non-medical expenses in case of hospitalisation
    • Pre-existing diseases until 36 months of continuous coverage

Add-ons to Enhance Benefits

    • International Medical Second Opinion

      With this add-on benefit, you can avail international medical second opinion. You can buy this add-on voluntarily by paying an extra premium, at the time of policy purchase.

Claim Process at Cholamandalam MS Health Insurance

    • Network Hospital
    • Non-Network Hospital

FAQs on Flexi Health Policy Health Insurance Plan

    • Is there any additional cover offered under Flexi Health Policy by Cholamandalam MS General Insurance?

      Yes. Flexi Health Policy by Cholamandalam MS General Insurance comes with the following additional benefits:

      • Additional sum insured for claims due to Road Trac Accident (RTA) (applicable for sum insured of Rs. 3 Lakh and above)
      • Daily care benefit
      • Travel
      • Repatriation of mortal remains
      • Second medical opinion
    • Who all can be covered under Flexi Health Policy by Cholamandalam MS General Insurance?

    • What are the waiting periods under Flexi Health Policy offered by Cholamandalam MS General Insurance?

    • Can I avail tax benefits on the premium paid for Flexi Health Policy by Cholamandalam MS General Insurance?

    • Will be required to undergo a pre-policy health check-up to be covered under Flexi Health Policy?

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