Key Advantages
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Multiple Plan Options
Flexibility to choose from 3 Plan Options to fulfil your goal: – Life Goal Maximiser – Bright Future Maximiser – Golden Years Maximiser
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Multiple Bonus Payout Options
Flexibility to choose from 3 Bonus Payout Options as per your convenience: – Cash Bonus (Immediate Payout) – Cash Bonus (Deferred Payout)* – Paid-Up Additions
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Long Life Cover
Secure your life & provide financial protection to your loved ones till 85 years.
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Spouse Cover:
Flexibility to secure your spouse’s life under the same plan.
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Enhanced Sum Assured for Female Life:
High Sum Assured with the same premium for Female Life.
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Eligibility
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Entry Age of Life Insured
(as on last birthday)Min: 0 years (90 days)
In case Spouse Cover is availed:
Min: 18 years (Primary Life Insured & Spouse)Max: 50 years – 6 & 15 pay
55 years – 8 / 10 & 12 pay
In case Spouse Cover is availed:
Max: 60 years (Spouse)Maturity Age of Life Insured
(as on last birthday)85 years for Primary Life Insured
In case Spouse Cover is availed:
85 years or Age at Maturity whichever is lower (for Spouse).
Policy Term
85 years less Entry Age of Life Insured (Primary Life Insured in case Spouse Cover option is chosen)
Basic Sum Assured
Basic Sum Assured shall depend upon the Age, Gender, Policy Term, Premium Payment Term, Premium Amount & Bonus Payout Options chosen.
Basic Sum Assured is the Guaranteed Maturity Benefit to be payable on death or maturity.
Sum Assured on Death for Spouse shall be 50% – 100% of the Basic Sum Assured applicable for Primary
Life Insured.
Premium Levels (Annual)
Min: 6 & 8 Pay: Rs. 48,000 | 10 /12 & 15 Pay: Rs. 36,000
Max: No Limits, subject to Board Approved Underwriting Policy
Premium Payment Term
6 /8 / 10 / 12 & 15 years
Premium Payment Mode
Yearly, Half yearly, Quarterly and Monthly
Premium Modal Factor
Yearly – 100% | Half yearly – 51% | Quarterly – 26% | Monthly – 8.8%
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